Money And Finance

Money And Finance

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Income, savings, retirement and debt calculations as easy as 5-10-15-20

(BPT) - To help people set basic, foundational goals that can help put them on their own unique path toward attaining financial security, Massachusetts Mutual Life Insurance Company (MassMutual) today announced the launch of a new mobile-friendly Spanish-language financial goal calculator on

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Sunday 05/01/2016
Kill the 9-to-5 by turning your hobby into a thriving business
Updated: May 05, 2016 - 4:34 am

(BPT) - A beloved hobby can feel like a mini vacation from everyday life. Whether it’s gardening for relaxation, photography as a creative outlet or computer coding to exercise the brain, hobbies serve as an escape from stress and boredom.

Friday 04/29/2016
How This Personal Stylist Uses The Cloud To Unleash Customers' Confidence
Updated: April 30, 2016 - 4:37 am

(NAPSI)—Here’s a look at how a personal stylist used technology to provide a more human touch for her clients.

Thursday 04/28/2016
Integrity, Humility, Technology: Secrets To Success
Updated: April 29, 2016 - 4:36 am

(NAPSI)—For an inspiring look at one company’s success, businesses of all kinds can look to Holwick Constructors.

Americans are Saving More, but Credit Card Debt Persists
Updated: April 28, 2016 - 4:38 am

(StatePoint) Americans are paying more attention to their personal savings accounts, but continue to carry credit card debt, according to the 2016 Financial Literacy Survey conducted by the National Foundation for Credit Counseling (NFCC) and BECU, the nation’s fourth largest not-for-profit credit union.

Monday 04/25/2016
A Great Career Can Be Smooth Sailing
Updated: April 26, 2016 - 4:36 am

(NAPSI)—Men and women with a taste for travel can make good money and do some good in the world when they take up a career as a U.S. Merchant Mariner.

Wednesday 04/20/2016
How to get more bang for your charitable buck
Updated: April 28, 2016 - 4:38 am

(BPT) - Grants from individuals and families are the lifeblood of American charities. They accounted for 72 percent of the more than $350 billion in total giving in 2014, according to Giving USA. For their generosity, donors receive both tax benefits and the satisfaction of supporting causes that are important to them.

What Is $186 Million?
Updated: April 21, 2016 - 4:33 am

(NewsUSA) - Sponsored News - To the life insurance industry, $186 million represents the fulfillment of promises made to policy owners who turned to life insurers to protect their families' financial futures.

Tuesday 04/19/2016
Most College Students Manage Money Responsibly
Updated: April 19, 2016 - 4:38 am

(StatePoint) Conventional wisdom says young people have a lot to learn when it comes to managing money, but the reality is most American college students are handling their finances carefully and conscientiously, according to “Majoring in Money: How American College Students Manage Their Finances,” a new national study from Sallie Mae and Ipsos, an independent global market research company.

Thursday 04/14/2016
How to Know Your Accountant was Trained at Hogwarts
Updated: April 14, 2016 - 1:22 pm

(BPT) - You know your taxes are due on April 15 (or April 18 this year thanks to Emancipation Day), and you know you will either owe money or get a nice check from Uncle Sam. But you also know it’s never really that simple.

'Sea' Your Way To Learning A Good Job
Updated: April 15, 2016 - 4:33 am

(NAPSI)—Many Americans are getting in on an educational program where the initial expense is minimal, the first job is guaranteed and there are viable careers with family-wage incomes.

Wednesday 04/13/2016
A Surprising Requirement For Federal College Money
Updated: April 14, 2016 - 1:22 pm

(NAPSI)—Pell Grants, Federal Work-Study, Guaranteed Student PLUS Loans and National Direct Student Loans can all make life easier for college students. Before a young man can get any of them, however, he has to make sure he’s registered for the Selective Service.

Monday 04/11/2016
5 tips to avoid hidden credit card fees
Updated: April 19, 2016 - 4:38 am

(BPT) - Many consumers are trying to be wiser with their credit cards. They avoid splurging on gifts during the holiday season. They don’t apply for a store credit card every time they’re offered 10 percent off their purchase. Yet hidden charges and overlooked terms and conditions might be covertly padding some consumer credit card balances. 

Wisdom of Experience: Lessons From Boomers and Retired Investors
Updated: April 12, 2016 - 4:34 am

(NewsUSA) - Sponsored News - Although experienced investors say guarding their retirement savings during market volatility is a top priority, more than half aren't aware that index funds won't protect their nest eggs against market downturns, according to a recent survey. The survey, "The Wisdom of Experience," covered investors age 50 and older with $100,000 or more in investable assets. It was commissioned by American Funds, a family of mutual funds from Capital Group, which manages approximately $1.4 trillion in long-term assets for millions of individual and institutional investors.

Even Experienced Investors May Not Fully Realize Downside Risks of Index Funds
Updated: April 12, 2016 - 4:34 am

(NewsUSA) - Sponsored News - Although experienced investors say guarding their retirement savings during market volatility is a top priority, more than half aren't aware that index funds won't protect their nest eggs against market downturns, according to a recent survey.

Friday 04/08/2016
How to Create a Cash Stash for Unexpected Expenses
Updated: April 08, 2016 - 4:33 am

(StatePoint) April is Financial Literacy Month, a time dedicated to teaching Americans how to establish and maintain good financial habits. The month provides a good opportunity to assess whether you have a solid plan in place to support your financial goals -- and that means planning for emergency expenses, too.   

Tuesday 04/05/2016
Last-minute Tips to Ease Tax Season for Small Business Owners
Updated: April 06, 2016 - 4:33 am

(NAPSI)—Tax season can be stressful for small business owners. Not only do you have to pull together all of your company and employee tax information, but you have the added stress of ensuring that sensitive data doesn’t fall into the wrong hands.

Friday 04/01/2016
3 smart ways to use your tax refund
Updated: April 02, 2016 - 4:33 am

(BPT) - The average tax refund in 2015 was approximately $2,800 according to the IRS, and similar refunds are expected in 2016. For those getting a refund, there are many options to consider in deciding what to do with this unexpected income. The big question is what is the smartest option?

Thursday 03/31/2016
Are you prepared if the IRS comes knocking?
Updated: April 06, 2016 - 4:33 am

(BPT) - There are few things in life more feared than a tax audit. Just the thought of being summoned to appear before the IRS and going through tax returns and old receipts is enough to throw most people into a panic.

How To Make Tax Time More Rewarding
Updated: April 01, 2016 - 4:33 am

(NAPSI)—There’s good news for Ohio taxpayers who are expecting a refund this year—and it’s about giving money as well as getting it. That’s because there’s now an easy way to donate some of those funds to help Ohio children battling life-threatening medical conditions.

4 Tips to Maximize Your Credit Card Rewards
Updated: March 31, 2016 - 4:34 am

(StatePoint) Using a credit card responsibly on a regular basis can earn you rewards that can be redeemed for merchandise, gift cards or cash back. In fact, according to a 2015 study by Wells Fargo, more than half of Americans charge everything they buy, in order to earn more rewards like airline miles, cash back or points.

Monday 03/28/2016
Springtime Is A Good Time To Check Your Credit Report
Updated: March 29, 2016 - 4:33 am

(NAPSI)—Most people look to spring as a good time to clean out those items you no longer need and get organized. This should extend to your financial records as well.

Thursday 03/24/2016
Facts And Tips On Keeping Mobile Payments Safe
Updated: March 25, 2016 - 4:36 am

(NAPSI)—You may have heard about mobile payments—using your smartphone, tablet or other mobile devices to pay for purchases. Mobile payments can be convenient, but are they safe? After all, smartphones and other mobile devices that can access the Internet are basically personal computers that you carry around with you. You can store your contacts, passwords and other personal information on these devices. In the case of mobile payments, you may be storing financial account information on them—information that someone else could use to make purchases or use for other fraudulent purposes.

Steve Protulis Fights For Seniors
Posted: March 24, 2016

(NAPSI)—Good news: More and more Americans are living longer and better. In fact, by 2030, seniors will represent one out of five Americans.

Tuesday 03/22/2016
A Guide to Enrolling in Medicare When You Become Eligible
Updated: March 23, 2016 - 4:31 am

(NewsUSA) - Sponsored News - You know you'll be eligible for Medicare when you turn 65, but what does that mean? More than 10,000 people age into Medicare eligibility every day, but many have questions about how to enroll and which plan will best meet their health and budget needs.

Tax Extension Facts
Updated: March 23, 2016 - 4:31 am

(NAPSI)—The IRS has good news, bad news and better news for many taxpayers.

Research Suggests More Planning Needed
Updated: March 23, 2016 - 4:31 am

(NAPSI)—About 10,000 baby boomers retire every day across America but research from the Insured Retirement Institute (IRI) has found they are losing confidence in their ability to attain financial security during their retirement years. A 2015 study by the IRI found that only 27 percent of boomers are highly confident their savings will last throughout retirement. This is the lowest level since 2011, when this annual study began.

Survey Shows Veterans Are Desirable Candidates For Civilian Workforce
Updated: March 23, 2016 - 4:31 am

(NAPSI)—As U.S. companies continue to find new and innovative ways to conduct business, produce better products, offer the most efficient customer service, or unveil the latest gadget, one skill set employers look for is experience, or, more specifically, readiness.

Monday 03/21/2016
4 simple steps for alleviating financial stress
Posted: March 21, 2016

(BPT) - Working Americans aren’t the only ones who should be worried about their financial well-being. Managers, HR pros and business owners should be just as concerned.

Tuesday 03/15/2016
Safety Tips To Fight Identity Fraud
Updated: March 16, 2016 - 4:33 am

(NAPSI)—When it comes to identity fraud, there’s good news and bad news. The bad news is the number of victims is at its second highest level in six years; the good news, the amount stolen is at its lowest in the past six years, according to Javelin Strategy & Research. Identity fraud remains a serious issue as fraudsters have stolen $112 billion from consumers in the past six years. That equals $35,600 stolen per minute, or enough to pay for four years of college in just four minutes.

CME Group Crowns College Trading Champs
Updated: March 16, 2016 - 4:33 am

(NAPSI)—After four weeks of hands-on competition among undergraduate and graduate students across the globe, CME Group announced the winners of its 13th annual Trading Challenge. The top four teams represent Nanyang Polytechnic in Yio Chu Kang, Singapore; Carnegie Mellon University in Pittsburgh, Pa.; Concordia University in Montreal, Canada; and the University of Colorado Boulder in Boulder, Colo.

Get More From Your Life Insurance Policy
Updated: March 16, 2016 - 4:33 am

(NAPSI)—If you or someone you care about is over 65, you may be able to get your hands on a lot more money than you realize, if you have a life insurance policy with a face amount of $100,000 or more.

Wednesday 03/09/2016
3 Reasons Why You Should Consider an IRA
Updated: March 10, 2016 - 4:33 am

(NewsUSA) - Sponsored News - April 18 is the deadline to file income tax returns with the federal government this year. But tax day is another important deadline: Up until then, workers can still make contributions to their individual retirement accounts (IRAs) for the previous year. And, IRAs offer a great tax-advantaged savings opportunity.

Tuesday 03/08/2016
Fighting Tax Scam Phone Fraud Four Ways
Updated: March 09, 2016 - 4:33 am

(NAPSI)—The Internal Revenue Service has a warning for many Americans (and it’s not about paying your taxes).

Thursday 03/03/2016
There's no free lunch and most workers don't want one anyway
Updated: March 11, 2016 - 4:33 am

(BPT) - You’ve probably heard the popular adage that “there’s no such thing as a free lunch,” underscoring the idea that it is impossible to get something for nothing. Yet most Americans wouldn’t want a free lunch anyway, recent research shows.

Prom Price Tag: Rising Costs of the Big Dance
Updated: March 03, 2016 - 4:33 am

(StatePoint) Prom is a time-honored tradition and a rite of passage for teens. Originally inspired by graduation celebrations and debutante balls, prom today is now an extravagant, defining moment in a teenager’s life, and bears little resemblance to the promenades of the past -- especially when it comes to cost.

Wednesday 03/02/2016
Six Tax Myths To Avoid
Updated: March 03, 2016 - 4:33 am

(NAPSI)—While a professional tax adviser can help you understand what you need to know and do about paying taxes, you can save yourself time, money and trouble if you can already tell tax truth from misconception. Here are a few common but erroneous beliefs—and the reality.

Monday 02/29/2016
Tips to Efficiently Prepare and File Taxes
Updated: February 29, 2016 - 4:33 am

(StatePoint) Tax season can be one of the most, well, taxing times of year, especially for chronic procrastinators who make up about 20 percent of the American public, according to research conducted at DePaul University.

Friday 02/26/2016
Ag Industry Is Fertile Ground For High-Skilled Positions
Updated: February 27, 2016 - 4:33 am

(NAPSI)—High school students interested in pursuing a career in agriculture will likely find job opportunities are ripe for the picking in the coming years.

Thursday 02/25/2016
5 changes to watch for this tax season
Updated: March 04, 2016 - 4:33 am

(BPT) - This tax season brings changes you should know about as you’re preparing your 2015 return and planning for 2016 and beyond. Here are five areas to keep in mind.

How To Recover From Financial Fraud
Updated: February 26, 2016 - 4:33 am

(NAPSI)—Financial fraud is real and can be devastating—but you can fight back. If you’re ever a victim, it may mean coping with a compromised identity, damaged credit and financial loss as well as anger, fear and frustration.

Wednesday 02/24/2016
Retirement Readiness Improves as Americans Save More
Updated: March 12, 2016 - 4:33 am

(NewsUSA) - Sponsored News - Are people wising up when it comes to ensuring their retirement won't be like something out of "The Hunger Games"?

3 tips to get you through this roller coaster economy
Updated: March 03, 2016 - 4:33 am

(BPT) - The stock market is off to a rocky 2016 and experts advise we buckle up. Uncertainty around China, oil and interest rates is leading to waves of selling and a sharp decline in the market. This volatility is a reminder that we should expect the best and prepare for the worst. At the very least, we’re in for a roller coaster of uncertainty, and now is the time to get financially prepared. Here are three ways to get your money in order for uncertain times.

Tips to Save Money on Paying Debt
Updated: February 24, 2016 - 4:33 am

(StatePoint) Over extending oneself on high-interest rate revolving debt purchases is not uncommon. Indeed, U.S. households who use credit cards have an average of $15,799 in credit card debt, according to the non-profit Consolidated Credit Counseling.

Tuesday 02/23/2016
Top 5 Things Every Couple Needs to Know about Love and Money
Updated: February 23, 2016 - 4:33 am

(StatePoint) It may not sound romantic, but couples planning a life together should develop an ongoing dialogue about money. However, not every couple takes this step before taking their relationship to the next level.

Monday 02/22/2016
6 things you didn't know could affect your taxes
Posted: February 22, 2016

(BPT) -

3 common tax mistakes that could cost you
Updated: March 01, 2016 - 4:34 am

(BPT) - Tax season is in full swing, and according to the IRS, Americans often leave more than a billion dollars on the table in unclaimed refunds.

Friday 02/19/2016
American Farmers Lead Way In Feeding And Caring For The World
Updated: February 20, 2016 - 4:34 am

(NAPSI)—Two of the most popular terms used today to describe food production in the United States are “stewardship” and “sustainability.” However, these terms are more than buzzwords. They’re two important goals of the nearly 2.2 million hardworking U.S. farmers and ranchers who strive daily to help feed and clothe nearly 7.4 billion people worldwide through the careful, sustainable use of water, land, air and other resources.

Uncle Sam Wants You To Save For Retirement
Updated: February 20, 2016 - 4:34 am

(NAPSI)—If you ever feel your finances are too stretched to save for retirement, you're not alone—and there could be good news for you. The Saver's Credit—a little-known tax credit made available by the IRS to low- to moderate-income workers—could make saving for retirement more affordable than you think. It may reduce your federal income taxes when you save for retirement through a qualified retirement plan or an individual retirement account (IRA).

Thursday 02/18/2016
How To Pay Less Next Tax Time (Legally)
Updated: February 19, 2016 - 4:33 am

(NAPSI)—Getting a big check may not always be a good thing. For example, if you receive a large tax refund from the IRS, it means you paid out too much in income tax the year before and, essentially, lent your money to the government interest free.

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